Before you proceed with submitting your details please note that this Home Sweet Home Insurance Policy will only operate if:

  • The proposed Home is located in Malta or Gozo.

  • The proposed Home is built of brick, stone or concrete with a concrete roof.

  • The proposed Home is occupied solely by you and your family as a permanent residence.

  • The proposed Home is used as a private residence only and not as a business premises of any   kind.

  • The proposed Home is in a good state of repair and will be so maintained.

  • The proposed Home will not be left unoccupied for a period of longer than 90 days at a stretch.

  • If you are also insuring your Contents, the total value of your valuables (i.e. furs, jewellery,     articles of gold, silver or other precious metals, watches, personal adornments, works of art,     stamp, coin or medal collections) do not exceed one third of the amount insured on contents.

  • If you are also insuring your Contents, there are no valuables worth over €2,330.

  • You have not had any proposal for insurance of any kind declined or refused to be renewed or had special terms imposed.

  • You and all members of your residence have not had an accident or loss in respect of building and/or contents in the proposed Home or in any other residence.

  • The insurance period required is for 12 months.

  • The insurance is required to incept within 30 days from today.


If your proposal does not meet the above subjectivities you are kindly requested to contact our office on 23433234 or on info@mibagency.com.mt in order that we may discuss your requirements in more detail.

For your guidance


Cover via this website is available for:
  • Buildings only

  • Contents only (excluding the All Risks Section option)

  • Buildings and Contents (excluding the All Risks Section option)


It is not possible to apply for the All Risks Section option via the website. Should you be interested to insure your watches, jewellery and photographic equipment on an All Risks basis you are kindly requested to contact our head office on 23433234 or info@mibagency.com.mt.

The amount to be insured under the Buildings section should reflect the rebuilding cost of the property at the time. This amount should take into consideration typical construction and finishing expenses such as masonry works, water and electricity installations, apertures, marble and tiling, plastering, internal doors and fittings, balustrades, bathrooms, fitted kitchen units and fixed air conditioning installations. It should not take into consideration the value of the land or the goodwill of the area.

The amount to be insured under the Contents section should be based on the new replacement cost of any moveable items within the home. These would typically include furniture and soft furnishings, appliances, clothing and linen, home décor, valuables, books, record collections and any computer and entertainment equipment and peripherals.

It is advisable that prior to completing your details you first read the policy wording or summary of cover.

Please note that in quoting for and issuing this Insurance Policy, MIB Insurance Agency Ltd. (Company Registration No. C42111) is acting as a Coverholder under a Binding Authority Agreement with members of Lloyd's, numbered B0618OB11A128A, as declared to MFSA. Insurance is arranged with Lloyd's Syndicate Numbers 2003, 4472, 510, 382, 727, 2007, 1183 and 2121. Insurance underwritten with several liability..

Our company representatives will be more than glad to assist you if you have any enquiries. Please do contact us for further information.

BY CLICKING ON THE CONTINUE BUTTON YOU ARE CONFIRMING THAT YOU HAVE READ, UNDERSTOOD AND AGREED TO THE ABOVE SUBJECTIVITIES.